    /* ============================================================
       GLOBAL RESET & VARIABLES
    ============================================================ */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --navy:        #0d1b3e;
      --navy-dark:   #0b1929;
      --navy-mid:    #122240;
      --gold:        #c9993a;
      --gold-light:  #e8b84b;
      --gold-pale:   rgba(201,153,58,0.08);
      --cream:       #faf8f3;
      --white:       #ffffff;
      --gray:        #6b7280;
      --border:      #e5e7eb;
      --border-gold: rgba(201,153,58,0.25);
      --text:        #1f2937;
      --muted-dark:  rgba(255,255,255,0.55);
    }

    body {
      font-family: 'DM Sans', sans-serif;
      color: var(--text);
      background: var(--white);
    }

    h1, h2, h3 { font-family: 'Playfair Display', serif; }

    /* ============================================================
       LAYOUT
    ============================================================ */
    .container {margin: 0 auto; padding: 0 20px; }

    section { padding: 64px 20px; }
    section:nth-child(odd)  { background: var(--white); }
    section:nth-child(even) { background: var(--cream); }

    /* ============================================================
       SHARED SECTION HEADER ELEMENTS
    ============================================================ */
    .section-label {
      font-size: 12px;
      font-weight: 600;
      letter-spacing: 1.5px;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 10px;
    }
    .section-title {
      font-size: clamp(22px, 3.5vw, 34px);
      color: var(--navy);
      margin-bottom: 16px;
    }
    .section-body {
      font-size: 16px;
      color: #374151;
    }
    .section-body p { margin-bottom: 14px; }
    .section-body ul {
      padding-left: 20px;
      margin-bottom: 14px;
      color: #374151;
      font-size: 16px;
    }
    .section-body ul li { margin-bottom: 6px; }

    /* ============================================================
       OVERVIEW STATS GRID
    ============================================================ */
    .overview-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 20px;
      margin-top: 36px;
    }
    .overview-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-top: 3px solid var(--gold);
      border-radius: 8px;
      padding: 22px 18px;
      text-align: center;
    }
    .overview-card .num {
      font-family: 'Playfair Display', serif;
      font-size: 36px;
      font-weight: 900;
      color: var(--navy);
      display: block;
    }
    .overview-card p { font-size: 13px; color: var(--gray); margin-top: 4px; }

    /* ============================================================
       BENEFITS GRID
    ============================================================ */
    .benefits-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
      gap: 22px;
      margin-top: 32px;
    }
    .benefit-card {
      background: var(--white);
      border-radius: 10px;
      padding: 26px 22px;
      border: 1px solid var(--border);
      transition: box-shadow 0.2s, transform 0.2s;
    }
    .benefit-card:hover { box-shadow: 0 8px 28px rgba(13,27,62,0.09); transform: translateY(-3px); }
    .benefit-icon {
      width: 44px; height: 44px;
      background: rgba(201,153,58,0.12);
      border-radius: 10px;
      display: flex; align-items: center; justify-content: center;
      font-size: 20px;
      margin-bottom: 14px;
    }
    .benefit-card h3 { font-size: 16px; font-family: 'DM Sans', sans-serif; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
    .benefit-card p  { font-size: 14px; color: var(--gray); }

    /* ============================================================
       ELIGIBILITY â€” NEW DARK EDITORIAL DESIGN
    ============================================================ */
    .elig-section-wrap {
      background: var(--navy-dark);
      padding: 72px 20px;
      position: relative;
      overflow: hidden;
    }

    /* large decorative "8" behind header */
    .elig-bg-text {
      position: absolute;
      right: -10px;
      top: -20px;
      font-family: 'Cormorant Garamond', serif;
      font-size: clamp(120px, 18vw, 220px);
      font-weight: 700;
      color: rgba(255,255,255,0.025);
      pointer-events: none;
      user-select: none;
      line-height: 1;
      z-index: 0;
    }

    .elig-inner { max-width: 1100px; margin: 0 auto; position: relative; z-index: 1; }

    /* Header */
    .elig-header {
      display: flex;
      align-items: flex-end;
      justify-content: space-between;
      gap: 24px;
      margin-bottom: 52px;
      flex-wrap: wrap;
    }
    .elig-eyebrow {
      display: flex;
      align-items: center;
      gap: 12px;
      margin-bottom: 14px;
    }
    .elig-eyebrow-line { width: 36px; height: 2px; background: var(--gold); }
    .elig-eyebrow span {
      font-family: 'Outfit', sans-serif;
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 2.5px;
      text-transform: uppercase;
      color: var(--gold);
    }
    .elig-title {
      font-family: 'Cormorant Garamond', serif;
      font-size: clamp(30px, 4.5vw, 52px);
      font-weight: 700;
      color: var(--white);
      line-height: 1.12;
      max-width: 520px;
    }
    .elig-title em { font-style: italic; color: var(--gold-light); }
    .elig-subtitle {
      font-size: 14px;
      color: var(--muted-dark);
      max-width: 260px;
      line-height: 1.7;
      text-align: right;
      font-family: 'DM Sans', sans-serif;
    }

    /* Cards grid */
    .elig-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 2px;
      background: var(--border-gold);
      border: 1px solid var(--border-gold);
      border-radius: 6px;
      overflow: hidden;
    }
    .elig-card {
      background: var(--navy-mid);
      padding: 34px 30px;
      position: relative;
      display: flex;
      gap: 20px;
      align-items: flex-start;
      transition: background 0.3s ease;
      cursor: default;
      overflow: hidden;
    }
    .elig-card::before {
      content: '';
      position: absolute;
      inset: 0;
      background: var(--gold-pale);
      opacity: 0;
      transition: opacity 0.3s ease;
    }
    .elig-card:hover::before { opacity: 1; }
    .elig-card:hover { background: #14283f; }
    /* gold slide-up bar */
    .elig-card::after {
      content: '';
      position: absolute;
      left: 0; top: 0; bottom: 0;
      width: 3px;
      background: var(--gold);
      transform: scaleY(0);
      transform-origin: bottom;
      transition: transform 0.35s cubic-bezier(0.22,1,0.36,1);
    }
    .elig-card:hover::after { transform: scaleY(1); }

    /* Faded ordinal number */
    .elig-num {
      font-family: 'Cormorant Garamond', serif;
      font-size: 50px;
      font-weight: 700;
      line-height: 1;
      color: rgba(201,148,58,0.18);
      flex-shrink: 0;
      width: 50px;
      text-align: right;
      transition: color 0.3s;
      user-select: none;
      position: relative;
      z-index: 1;
    }
    .elig-card:hover .elig-num { color: rgba(201,148,58,0.38); }

    /* Card body */
    .elig-body { flex: 1; position: relative; z-index: 1; }
    .elig-icon {
      width: 36px; height: 36px;
      background: rgba(201,148,58,0.12);
      border-radius: 8px;
      display: flex; align-items: center; justify-content: center;
      font-size: 17px;
      margin-bottom: 12px;
      transition: background 0.3s;
    }
    .elig-card:hover .elig-icon { background: rgba(201,148,58,0.22); }
    .elig-card-title {
      font-family: 'Outfit', sans-serif;
      font-weight: 600;
      font-size: 15px;
      color: var(--gold-light);
      margin-bottom: 7px;
      letter-spacing: 0.2px;
    }
    .elig-card-text {
      font-size: 14px;
      color: var(--muted-dark);
      line-height: 1.7;
      font-family: 'DM Sans', sans-serif;
    }
    .elig-card-text strong { color: rgba(255,255,255,0.85); font-weight: 500; }

    /* Status badge */
    .elig-badge {
      display: inline-flex;
      align-items: center;
      gap: 5px;
      margin-top: 12px;
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 1px;
      text-transform: uppercase;
      color: var(--gold);
      background: rgba(201,148,58,0.1);
      border: 1px solid rgba(201,148,58,0.22);
      padding: 3px 10px;
      border-radius: 50px;
      font-family: 'Outfit', sans-serif;
    }
    .elig-badge::before {
      content: '';
      width: 5px; height: 5px;
      border-radius: 50%;
      background: var(--gold);
    }

    /* Footer note */
    .elig-footer {
      margin-top: 30px;
      display: flex;
      align-items: center;
      gap: 16px;
    }
    .elig-footer-icon {
      width: 44px; height: 44px;
      border-radius: 50%;
      background: rgba(201,148,58,0.1);
      border: 1px solid var(--border-gold);
      display: flex; align-items: center; justify-content: center;
      font-size: 18px;
      flex-shrink: 0;
    }
    .elig-footer p {
      font-size: 13px;
      color: var(--muted-dark);
      line-height: 1.6;
      font-family: 'DM Sans', sans-serif;
    }
    .elig-footer p a { color: var(--gold-light); text-decoration: none; }
    .elig-footer p a:hover { text-decoration: underline; }

    /* ============================================================
       DOCUMENTS TABLE
    ============================================================ */
    .doc-table {
      width: 100%;
      border-collapse: collapse;
      margin-top: 28px;
      font-size: 15px;
    }
    .doc-table thead tr { background: var(--navy); color: var(--white); }
    .doc-table th { padding: 14px 18px; text-align: left; font-weight: 600; font-family: 'DM Sans', sans-serif; }
    .doc-table td { padding: 13px 18px; border-bottom: 1px solid var(--border); }
    .doc-table tbody tr:nth-child(even) { background: var(--cream); }
    .doc-table tbody tr:hover { background: rgba(201,153,58,0.06); }
    .doc-note { margin-top: 16px; font-size: 14px; color: var(--gray); }

    /* ============================================================
       STEPS
    ============================================================ */
    .steps { margin-top: 36px; }
    .step {
      display: flex;
      gap: 20px;
      margin-bottom: 28px;
      align-items: flex-start;
    }
    .step-num {
      width: 44px; height: 44px;
      background: var(--navy);
      color: var(--gold);
      font-family: 'Playfair Display', serif;
      font-size: 20px;
      font-weight: 700;
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }
    .step-content h3 { font-size: 17px; font-family: 'DM Sans', sans-serif; font-weight: 600; color: var(--navy); margin-bottom: 4px; }
    .step-content p  { font-size: 15px; color: #4b5563; }

    /* ============================================================
       COMPLIANCE
    ============================================================ */
    .compliance-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 18px;
      margin-top: 28px;
    }
    .compliance-card {
      background: var(--navy);
      border-radius: 10px;
      padding: 22px 20px;
      color: var(--white);
    }
    .compliance-card h3 { font-size: 15px; font-family: 'DM Sans', sans-serif; font-weight: 600; color: var(--gold-light); margin-bottom: 6px; }
    .compliance-card p  { font-size: 13px; color: rgba(255,255,255,0.7); }
    .compliance-note { margin-top: 24px; font-size: 15px; color: #4b5563; }

    /* ============================================================
       GRANTS LIST
    ============================================================ */
    .grants-list { list-style: none; margin-top: 24px; }
    .grants-list li {
      padding: 14px 0;
      border-bottom: 1px solid var(--border);
      display: flex;
      gap: 12px;
      font-size: 15px;
      color: var(--text);
    }
    .grants-list li .dot {
      width: 8px; height: 8px;
      background: var(--gold);
      border-radius: 50%;
      flex-shrink: 0;
      margin-top: 7px;
    }

    /* ============================================================
       FAQ
    ============================================================ */
    .faq { margin-top: 32px; }
    .faq-item {
      border: 1px solid var(--border);
      border-radius: 8px;
      margin-bottom: 12px;
      overflow: hidden;
    }
    .faq-q {
      background: var(--white);
      padding: 18px 20px;
      font-weight: 600;
      font-size: 15px;
      color: var(--navy);
      cursor: pointer;
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 12px;
      user-select: none;
    }
    .faq-q:hover { background: var(--cream); }
    .faq-q .arrow { font-size: 18px; color: var(--gold); transition: transform 0.3s; flex-shrink: 0; }
    .faq-a {
      background: var(--cream);
      padding: 0 20px;
      font-size: 15px;
      color: #4b5563;
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.35s ease, padding 0.35s ease;
    }
    .faq-item.open .faq-a  { max-height: 400px; padding: 16px 20px; }
    .faq-item.open .arrow  { transform: rotate(45deg); }

    /* ============================================================
       CTA BOTTOM
    ============================================================ */
    .cta-bottom {
      background: linear-gradient(135deg, var(--navy) 0%, #1a3360 100%);
      color: var(--white);
      padding: 70px 20px;
      text-align: center;
    }
    .cta-bottom h2 { font-size: clamp(24px, 4vw, 38px); margin-bottom: 14px; }
    .cta-bottom h2 span { color: var(--gold-light); }
    .cta-bottom p { color: rgba(255,255,255,0.7); font-size: 16px; margin-bottom: 32px; }
    .cta-btn {
      display: inline-block;
      background: var(--gold);
      color: var(--navy);
      font-weight: 700;
      padding: 15px 36px;
      border-radius: 6px;
      text-decoration: none;
      font-size: 16px;
      transition: background 0.2s;
    }
    .cta-btn:hover { background: var(--gold-light); }

    /* ============================================================
       RESPONSIVE
    ============================================================ */
    @media (max-width: 680px) {
      .elig-grid          { grid-template-columns: 1fr; }
      .elig-subtitle      { text-align: left; }
      .elig-header        { flex-direction: column; align-items: flex-start; }
    }
    @media (max-width: 600px) {
      .doc-table             { font-size: 13px; }
      .doc-table th,
      .doc-table td          { padding: 10px 12px; }
    }